Spread the cost with
Snap Finance

Snap Finance allows you to shop now and pay later, by spreading the cost over time. Shop today, with the flexibility to spread the cost up to 48 Months, in line with your budget.

Representative 29.9% APR

Representative Example: Cost of Goods £1200, Deposit £1, Amount of Credit £1199, Annual Fixed Interest Rate 26.47%, Monthly Payment £65.23, Term 24 months, Total Payable £1566.52, Representative 29.9% APR

Who are Snap Finance?

We've partnered with Snap Finance, which utilises secure technology to enable you to conveniently submit a loan application online.

The application process is simple and can be completed online, with a decision in minutes. The flexible repayment options allow you to choose the repayment plan that best fits your needs and budget.

Snap Finance understands that circumstances change and will always strive to help in instances in which you are experiencing personal/financial difficulty. Snap Finance is a convenient and reliable option to consider.

How do I qualify to apply for Snap Finance?

Are at least 18 years old

You are a permanent UK resident

Receive a minimum of £200 weekly income

Have a valid Debit/Credit card to make the deposit payment

Active current account that can accept Direct Debits

 

Pay up to 48 Months

Customers have the option to pay for their purchases up to a 48 Month period; available on purchases over £250 with a mandatory deposit payment.

Pay in 4

Pay in 4 is a feature of the loan that allows you to settle your loan in full within 4 months and Snap will cancel the interest. This is called the Pay in 4 period.* This is a personal loan and interest is applied from the time you get your goods or services.

When you're approved you will have the option to select 'Pay in 4' or spread your repayments across the whole loan term. If you select 'Pay in 4 ' you will be set up on a shorter loan repayment schedule to clear your balance in 4 months, meaning that any interest will be cancelled.

*The Pay in 4 feature is only available on certain Snap Finance products. Opt in is required, terms & conditions apply.